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Ciffon Thomas

American Family Insurance

11430 Gravois Rd Ste #103

St. Louis, MO 63126

Phone: 314-517-0613

https://www.amfam.com/agents/missouri/saint-louis/timothy-kaltenbach

Business / Services

Insurance: Homeowners, Auto, Life, Commercial, Small Business, Renters, RVs, Boats, Commercial Real Estate, Medicare.

Special Interests

I have been in the insurance industry for ten years. I started primarily in the life and health industry and obtained my property & casualty license in 2017. I recently joined American Family Insurance in 2020 to round out my insurance knowledge. My approach to insurance is to educate/advise you about your options so that we do what's in your best interest. Insurance should be approached on an individual needs because everyone's definition of insurance changes from time to time. I am currently licensed in 3 states: Missouri, Illinois and Kansas. American Family Insurance offers home, auto, life and commercial insurance. I am however well versed in annuities and Medicare insurance as well. American Family also allows me to be an active member in the communities that are important to me. I currently volunteer at a local food pantry and act as an advisor for a small business organization.

CARES Act Funds Available

Get Up To $26,000 Per W-2 Employee - That You Don't Have To Pay Back!

Employee Retention Tax Credit - What is it?

ERTC (or sometimes called ERC) was established by the Coronavirus Aid, Relief, and Economic Security (CARES) Act, and provides a credit to business owners based on qualified employee wages and health plan expenses paid after March 12, 2020 and before Oct 1st 2021.

Average Refund Is $150,000

Free, No Obligation Pre-Qualification

No Restrictions - No Repayment

Can Qualify Even If You Got PPP Funds

15 Minutes Could Mean Thousands In Your Pocket!

CLICK HERE To See If You Qualify
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